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Learn what Finso talks about

Key Points

Any legal commercial enterprise, registered and approved by Finso, providing services and products to you is considered a Finso-partnered Retailer.

FINSO-partnered Retailers may include

Department Stores

Chain Stores

Discount Retailers

Warehouse Retailers

Convenience Retailers

Licensed Dealerships

Franchises

Online Retailers

Any legal financial institution digitally integrated with Finso to provide mobile banking services and products to you is considered a Finso-partnered Bank.

Services of a FINSO-partnered Bank may include

Offer loaning options

Digitally accept and process loan applications

Process electronic money transfer requests

Provide basic account info of Finso Customers

When you shop from a Finso-partnered Retailer, you may pay to the Retailer by borrowing from a Finso-partnered Bank. As a borrower, you are usually liable to pay interest on your debt until you repay the principal amount borrowed plus the interest. You can make your payments via monthly installments.

A Finso-partnered Bank may offer appealing opportunities because

It has a special agreement with the Retailer

You are a loyal or highly credited Customer of the Bank

You are a new Customer for the Bank

You are a Finso Customer

Therefore, when taking a shopping loan you should be able to

Select the number of installments

Compare loan offers of assorted Banks

Review monthly installment details of loan offers

Evaluate the total repayment amount

Apply fast and receive your loan fast

Have the Bank pay the Retailer, just let it go

You may consider paying some part of your shopping by cash and get shopping loan for the rest. Finso enables you to pay the Retailer down payment via Electronic Funds Transfer or Wire Transfer and apply for loan for the rest of your shopping.

You can shop from a Finso-partnered Retailer. This time, instead of getting loan, you may prefer to pay the whole amount of your shopping to the Retailer by money transfer. Finso enables you to pay the Retailer via Electronic Funds Transfer or Wire Transfer. You will know in advance the processing charges that may be incurred by your bank for the money transfer.

You may prefer paying by cash because

The Retailer may give you direct payment discount

The Reailer applies a special discount because you are a Finso Customer

You simply don't want to get loan

You may just get personal loan from a Finso-partnered Bank for your needs. As a borrower, you are usually liable to pay interest on that debt until you repay the principal amount borrowed plus the interest to the Bank. You can make your payments via monthly installments.

A bank may offer appealing opportunities because

You are a Finso Customer

You are a loyal or highly credited Customer of the Bank

You are a new Customer for the Bank

When taking cash loan you should be able to

Select the number of installments

Compare loan offers of assorted banks

Review monthly installment details of loan offers

Evaluate the total repayment amount

Apply fast and receive your loan fast into your bank account